The US home ownership equity market is the single largest asset class in the world at an estimated $30 trillion. By the time the average American retires, 83% of their wealth at retirement is tied up in their home’s equity, and yet it remains largely an “unmanaged” asset class. We believe all real estate is an investment and should be managed as such to produce the best results. Our goal is to help facilitate engagement between financial advisor and their client’s real estate to empower them to better manage this asset class.

The use of home equity can be strategically deployed to assist with many financial goals, some more common goals are:

• Lump sum to catch up retirement funding
• Improve Cash Flow – Reduce consumer debt
• Improve Cash Flow – Eliminate the mortgage payment
• Fund Long Term Care insurance needs

These goals can be accomplished with traditional forward mortgage strategies or the use of reverse mortgage strategies. SREA can prepare the evaluations to compare and contrast the financing options available to you so you can make an informed decision on how to best utilize and deploy home equity to help you reach your financial goals.

• Cash Out Refinance
• Second Mortgage
• Home Equity Line of Credit (HELOC)
• Reverse Mortgage